Welcome to Senior Life
Insurance Company

Now offering up to 150% first year commission!

NOTICE: Our store site has been updated! In order to access the store site, please visit the agent portal.

Who We Are

Senior Life Insurance Company is an agent owned and operated final expense life insurance company who understands the importance of providing families with support during the most difficult time of their lives – the passing of a loved one

At Senior Life, our agents are our top priority. We recognize that without their hard work and dedication, our company would not be where it is today. That’s why we have built our entire business model around our agents, ensuring that they have all the resources and support they need to succeed.

What sets us apart from other insurance companies is our commitment to our agents and policyholders. Our CEO and all of our company leaders are licensed agents themselves, giving them a deep understanding of the industry and the needs of our customers. This hands-on experience allows us to continuously improve and innovate, ensuring that we are always providing the best products and services to our valued clients

At Senior Life, we are more than just an insurance company – we are a family. We are dedicated to helping families navigate the difficult process of final expenses, and we are proud to have been doing so for over 50 years.

What We Do

At Senior Life Insurance Company, we specialize in providing insurance coverage to individuals between the ages of 0 and 85, with a particular focus on those 50 years and above. Our extensive range of policies is designed to cater to the unique needs of every individual we work with.

Our dedicated team of agents is equipped with a variety of plans, ensuring that we can provide coverage to individuals regardless of their health condition.

From the lowest cost final expense policy all the way to a guaranteed issue plan, we strive to offer a comprehensive range of options to our clients. Our ultimate goal is to empower our agents to succeed and to become the leading provider of insurance for the senior community

How We Do It

As you know, one of the biggest challenges in the insurance industry is finding potential clients to sell policies to. However, here at Senior Life, that is not something you need to worry about.

We are proud to say that each and every day, we receive thousands of responses to our advertisements, whether it be through direct mail, social media, or our TV commercials.

These individuals, known as leads, are people who are asking to buy life insurance from Senior Life and it’s your job as the agent to guide them to the best plan that fits their specific needs. It’s really that - Simple !

How Do I Make Money

Ways to Build Wealth

FIRST YEAR COMMISSIONS

Senior Life agents get paid daily. Their pay is a percentage of the first year’s premium from each application they submit.
First year commission percentages increase based on production.

1

PAY-THRU

Pay-Thru compensation is the amount of your first-year commissions that are not advanced to you and are paid out net of any chargebacks.

2

OVERRIDES OFF OF YOUR AGENTS

Overrides are first year compensation off the new business your agents write.
As soon as you start recruiting and building your agency, override compensation begins and is paid daily based on your agents writing new business.

3

RENEWALS

Renewals begin when the policy reaches 13 months old.
You are paid every month thereafter on that policy provided you meet the published persistency requirement included in your contract.

4

OVERRIDE PAY-THRU

Your override pay thru is the amount of commissions that are owed to you based off of your teams production level that are paid to you once the advance has been paid off and continue until the 12th month when the first year commissions have all been paid.

5

OVERRIDE RENEWALS

Renewal override commissions are the renewal commissions you earn off the business your team issues.

6

AGENCY

Every policy you sell and every agent you recruit builds value for your agency.
This value continues to increase the more your agency grows, and with this book of business you have the option to sell your agency and be compensated for the value you created.

7

STOCK OWNERSHIP

Stock ownership is a long term financial reward based off total company results and is a tremendous benefit to our agents.

8

HOW YOU CAN DO IT

It's as simple as Take, Make and Make. No experience required.

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Benefits for Agents

Rolex/Breitling

Lead Financing

Millionaire’s Club

Health Insurance

Annual Kick Off Event

Ring Club

Cash Bonuses

Annual Trips

BUILD A TEAM

CREATE A MOVEMENT

Friends, family members, neighbors — invite everyone to follow this proven system with you. Start with just the power of five people. Help those five people hire five more. Continuously expand your team. Watch your income grow as you help others get what they want with Senior Life Insurance Company.

Discover The Advantages of Building Your Team

“When you build an agency, your income can explode exponentially. The sky is the limit.”

Ron Powell | President & CEO

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No License? No Problem. Get Started Today.

Contract now, speak to one of our leaders, or see for yourself why agents love Senior Life.